Collateral Protection Insurance


Product Overview

       Collateral Protection Insurance (CPI) provides a vehicle through which an owner of intellectual property (IP) can use their IP as collateral for a loan, up to the value of the IP. In essence, the issued CPI policy protects against collateral default.

Note: the CPI policy is NOT a financial guarantee - all it insures is the value of the IP across the duration of the loan for which the policy is used as collateral. If the loan defaults (and IPISC works with its clients to make sure this doesn't happen), the balance of the lender's loan is repaid. In parallel, the rights to the insured IP is transferred to IPISC and its insurance carriers, who resell the IP to a company better positioned to commercialize the IP, using the proceeds to cancel out the loan repayment.

Target Markets

Features & Conditions